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Happy Family Show

A Little About Newborn Baby Clothes

Every new baby needs newborn baby clothes. Before you are even permitted to take the baby out of the hospital you have to make sure that you have a change of clothes ready for the baby. Most families purchase their newborn baby clothes long before the baby is even born.
While some families may wait until they know which gender the baby will be others prefer not knowing the baby’s gender until birth and therefore purchase newborn baby clothes which can be used by either gender. But no matter how you choose to look at it is important to know that before you even go into the hospital for the delivery of the child you have to make sure that you already have newborn baby clothes on hand.
There are so many options to choose from when it comes to getting these clothes for your baby. You will be needing things like hats and that as well as booties, shorts and shirts. Furthermore, you will also need things like blankets and towels as well. While these may not seem to be part of your standard concept of what makes newborn baby clothes, you’ll come to a realization the moment you received the list of things that you will need from the doctor that these two particular items will also need to be included with your purchases.
Is important to make sure that what you get is all natural cotton fabric because they newborn baby may be allergic to certain types of fabrics and you do not need the baby to develop an allergic reaction before you even take it home. The good news is though, that generally the first couple of sets of clothing that you will purchase for your baby are actually affordable. Just make sure that they are easy to use because your baby will be wearing diapers as well as still have the umbilical cord attached for the first couple of weeks after the birth.…

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Happy Family

Why You Should Teach Your Kids About Money

As a parent, you want to raise your children to be financially independent and to understand the value of a dollar. If your child does not understand the importance of being frugal and saving for a rainy day, chances are they will continue with those same bad habits into adulthood. Everyone wants the best for their children, so teaching them about money at an early age should make a positive impact on their lives. Let’s talk about some simple ways that you can teach your children the value of a dollar and hopefully set them on a path to financial prosperity.
1. Start when they are very young. You are presented with the perfect opportunity to introduce children to money when they are learning to count. After the child learns that 2 plus 2 equals 4, ask them to add 2 dollars plus 2 dollars. This will get the ball rolling and help them understand the correlation between money and numbers.
2. Teach the child the difference between need and want. This is a simple lesson that even a 4 year old can understand. If you break it down into terms that they can recognize, they should easily grasp the concept.
3. Teach them the value of saving. Saving money is a habit that many adults do not understand. This is because they were probably not taught as children the importance of saving money. If you explain to the child that if they spend all of their money on candy, they will not have enough to buy that one toy that they have been hoping for.
4. Give them an allowance. If you simply buy everything for your children and don’t make them spend their own money, they will never understand the value of a dollar. When they want something, tell the child that they will have to buy it with their own money. The child should have an understanding about what is expected of them when it comes to household chores and grades at school, so if they are holding up their end of the bargain and fulfilling their obligations, they deserve an allowance. Encourage them to save a portion of their allowance for the things that they might need and to use the rest for the things that they want.
5. Open a bank account. Take your child to the bank and open a savings account in their name. This will give them an opportunity to understand how banking works. The increase in their balance every week will reinforce the idea that saving money is important and possible.
6. Let them make mistakes. It is important to let children have a little freedom to choose how they will spend their money. This will give them the opportunity to make some mistakes. This may seem counter productive to the lesson you are trying to teach, but everybody makes and learns from their mistakes.
7. Teach them about the dangers of borrowing money. Understanding that borrowing money can have a negative impact on your financial well being is a concept that many adults do not understand. Teach your children the pitfalls of spending money that they do not have so that they will avoid doing so in the future.
Using these tips should set your children on a path to financial security.…